THE SHRED – What’s Scarier than a Chucky Doll? Early retirement!

I found a keg of beer and used it to bribe Chad and Cheese to let me back on their show. Enjoy…

THE SHRED – What’s Scarier than a Chucky Doll?

Hollywood is rebooting the “Child’s Play” horror movie franchise. That’s right coming soon to a theatre near you, the doll Chucky will be wisecracking and stabbing his way into your heart; figuratively, not literally speaking. That would hurt. As scary as the new Chucky doll will surely be, I read something today that was even more frightening.

Americans increasingly say that they are unprepared for retirement, with about 25% of retirees forced to stop working because they can’t find jobs or they are in poor health, according to a Bloomberg report that cites Federal Reserve data. That same Bloomberg report pointed out nearly half of those who retired in 2018 did so before the age of 62; which is really scary when you consider that the official retirement age to collect social security is 67.

Now if the retirement train is chugging down your track and your retirement funds are looking mighty, mighty low, you are not alone.

According to Bankrate’s May Financial Security Index survey, 76% of Americans say that when it comes to their finances, the #1 Regret is – Not saving for retirement early enough.

So, what’s the problem America. How did we get into this mess? Was it…?

  • School loan debt
  • Credit card debt
  • Irresponsible spending (I’m guilty of some of that.)
  • Ridiculous healthcare costs
  • Overly optimistic that your Uncle Sam will bail you out
  • Rapidly increasing cost of housing

Probably all of the above and more, whatever, its water under the bridge now. Where do we go from here? Because, we have to do something America. And right off the bat, I can think of 2 options. Option one, start a new career.

Don’t let the idea of starting a new career overwhelm you. After all, you don’t have to teach an old dog new tricks. The old dogs can do the same tricks, just in a different arena. Here are some ideas to get you thinking.

    • Start a Mentorship Firm – Someone could start a company matchmaking young entrepreneurs with retired captains of industry; people with connections and experience to guide entrepreneurs on their journey. What inexperienced entrepreneur would not take advantage of that?
    • Start a charm School – If I search on Indeed for jobs that include the word “interpersonal,” there are over 600,000 jobs available. A search on “empathy” returns 37,000+ results. The word “collaborate?” Over 320,000 jobs had that desired ability. Somebody needs to teach today’s generation how to connect and work with people. Who better than the a generation of retirees for whom these skills tend to come naturally? I imagine there’s a lot of money in that.
    • Start life coaching – If you are good at giving advice, helping people identify goals and developing an action plan to achieve them then, you could be a life coach. In case you’re curious, there’s never been a better time to be a lifecoach.

Consider these stats

    • The International Coach Federation boasts a whopping 53,300 members and is on a steady growth trend.
    • Average income for life coaches ranges from $27,100 to $73,100, with specialty coaches commanding greater than $100,000 annually.
    • Growth projections for the life coaching industry are an estimated 6.7%, taking revenue to $1.34 billion by 2022.
    • More and more corporations are hiring life coaches instead of mental health counselors to work in-house with employees (no stigma). Zappos and Shopify comes to mind.

Okay, all of those ideas were under option one, of things to consider, if you are approaching retirement age with little to no retirement funds. Option two is this… buy a lottery ticket.

Big Brother in the Office

How far will companies infringe on their worker’s privacy for the sake of efficiency? Now, and in the very near future, companies will take corporate surveillance to a whole new level. What I discuss in this podcast goes well beyond reading your emails or monitoring your chats on Slack. Tune in now to see what I mean. | This podcast, for the most part, was recorded live at the Hacking HR forum in Atlanta. If you want to learn more about the future of work from people much, much smarter than I, check out their YouTube channel: www.YouTube.com/hackinghr

About the host:

Over the past decade, Jim Stroud has built an expertise in sourcing and recruiting strategy, public speaking, lead generation, video production, podcasting, online research, competitive intelligence, online community management and training. He has consulted for such companies as Microsoft, Google, MCI, Siemens, Bernard Hodes Group and a host of startup companies. During his tenure with Randstad Sourceright, he alleviated the recruitment headaches of their clients worldwide as their Global Head of Sourcing and Recruiting Strategy.  He now serves ClickIQ as its VP, Product Evangelist.

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Jim Stroud, Bruce Willis and Talent Acquisition

I was privileged to be a featured speaker on the ClickIQ Academy discussing current events and how they relate to the recruitment industry. Good times! Tune in to hear all the fun.

Topics include: 

  • How Bank of America increasing their minimum wage may have some unintended consequences
  • What IBM’s ability to predict whether someone is leaving – via AI – means for employees
  • Whether AI can be truly unbiased, and if it can be more or less human than humans
  • How a restaurant chain accidentally discriminated against certain communities
  • Why New York State barring marijuana testing is as much about a talent shortage as it is about relaxing drug laws

Please like, share and comment on this post. Thanks in advance.

😉

Mo’ Data, Mo’ Problems – Living in the Age of Big Data

If you want to learn something truly fascinating that you might not have considered before, go to your favorite search engine and look up the phrase, “big data is a civil rights issue.” As you scan through the search results and glean tidbits of data from the descriptions, or skim the various articles, you will no doubt see that the world is sitting on a powder keg of outrage. Algorithms and automation threaten to divide my country more profoundly than any political unrest around civil war statues, rumors of Russian collusion or fake hate crimes ever could. Indeed, when it comes to racial disparity in terms of opportunity or various life advancements, nothing is more injurious than the unintended consequences of machine learning. When I consider the effects on society and the labor market, I shudder at the pending reality of it all.

Just over a year ago, I wrote an article on big data and speculated on the societal implications. I called it “This is Why Big Data is a Civil Rights Issue.” Now, in this podcast, I am revisiting that topic and going a bit deeper in my analysis. This report told in 3 parts is…

  • BIG DATA, BIG BIAS – Where I explore the unintended consequences of so-called “unbias” algorithms.
  • BIG DATA, BIG MONEY – Where I look at how much money data brokers are making off of my privacy and the incentive they have to go even further.
  • BIG DATA, BIG ESCAPE – Where I consider my options, after learning more about my lack of privacy on the internet.

Stay tuned, for a very special report

About the host:

Over the past decade, Jim Stroud has built an expertise in sourcing and recruiting strategy, public speaking, lead generation, video production, podcasting, online research, competitive intelligence, online community management and training. He has consulted for such companies as Microsoft, Google, MCI, Siemens, Bernard Hodes Group and a host of startup companies. During his tenure with Randstad Sourceright, he alleviated the recruitment headaches of their clients worldwide as their Global Head of Sourcing and Recruiting Strategy.  He now serves ClickIQ as its VP, Product Evangelist.

 

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► Music Credit: Dj Quads Track Name: “It’s Near” Music By: Dj Quads @ https://soundcloud.com/aka-dj-quads Original upload HERE – https://www.youtube.com/watch?v=UI79n… • Music promoted by NCM: https://goo.gl/fh3rEJ

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► Music Credit: Dj Quads Track Name: “A Coffee To Go” Music By: Dj Quads @ https://soundcloud.com/aka-dj-quads Original upload HERE – https://www.youtube.com/watch?v=_WrH9… • Music promoted by NCM: https://goo.gl/fh3rEJ